Auto Loans
Leave high rates in the dust
Whether you’re looking for a new or used car, we’re here to help make buying a car more affordable.
Drive off in style with an auto loan from The Atlantic Federal Credit Union! Featuring rates as low as 5.29% APR.*
Flex your purchasing power with up to 115% financing available, including tax, title and extended warranty.* Apply now for pre-approval valid for 45 days, giving you more time to find the deal you’re looking for. Plus, choose a term that works for you—up to 7 years.
Learn more about auto loan options at The Atlantic
Refinance Your Current Auto Loan
Looking to refinance the ride your already love? Talk to us today to find out how much you could save by switching to The Atlantic to lower your monthly payment.
Lease-Like Auto Loan
Interested in a new ride while minimizing your monthly payment? Our Lease-Like Auto Loan offers the advantages of a lease-like payment without the mileage restrictions and fees typically associated with leasing.
Motorcycle, RV and Marine Loans
Looking to finance some fun? We offer loans for your motorcycle, RV and marine buying needs.
Additional Protection
The Atlantic offers optional layers of protection to ensure your ability to keep making payments and keep you on the road in the event life throws you a curveball.
| Types of Coverage | What it Covers |
|---|---|
| GAP Coverage | The difference between your car's value and what you owe in the event it's stolen or totaled. Check out this short video on GAP Coverage and how it may benefit you. |
| Mechanical Repair | Provides coverage on repairs in the event your vehicle experiences a mechanical failure. Watch this short video to learn more about Mechinical Breakdown Protection. |
| Debt Protection Plan | If a protected life event happens to you or your co-borrower, loan payments can be cancelled or waived up to the contract maximum. Want to find out if Debt Protection is right for you? Watch this short video to learn about Debt Protection and why it could be. |
Need Help Finding the Right Vehicle?
The Atlantic Federal Credit Union partners with the
to help our Members find the right car, as affordable and hassle-free as possible.
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
Not Yet a Member?
Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
