Locations & Hours
The Atlantic's virtual assistant, Thea, can be reached 24/7 at 908.245.1750.
If you prefer to speak to a Representative, our Member Services Team is available to connect by phone from:
- Monday - Friday: 8:00 am through 5:00 pm
- Saturday: 9:00 am through noon
Or visit us at your local branch:
Members can use debit and ATM cards without incurring a surcharge fee at more than 40,000 ATMs nationwide in the MoneyPass network. Find your nearest MoneyPass ATM below.
2026 Scheduled Closures
| January 1 | New Year's Day |
| January 19 | Dr. Martin Luther King, Jr. Day |
| February 16 | Presidents’ Day |
| May 25 | Memorial Day |
| June 19 | Juneteenth National Independence Day |
| July 4 | Independence Day |
| September 7 | Labor Day |
| October 12 | Columbus Day |
| November 11 | Veterans Day |
| November 26 | Thanksgiving Day |
| December 25 | Christmas Day |
Mailing Address & Fax Line
Our mailing address is:
The Atlantic Federal Credit Union
P.O. Box 618
Kenilworth, NJ 07033
Our fax line is:
908.259.3067
Supervisory Committee
Our Supervisory Committee can be reached at:
The Atlantic Federal Credit Union
P.O. Box 515
New Providence, NJ 07974
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
Not Yet a Member?
Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
