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The Atlantic's virtual assistant, Thea, can be reached 24/7 at 908.245.1750 or by selecting the "Let's talk!" button in the bottom right corner of this website.

If you prefer to speak to a Representative, our Member Services Team is available to connect by phone or by chat, voice, or video on this website from:

  • Monday - Friday: 8:00am through 5:00pm
  • Saturday: 9:00am through noon

Or visit us at your local branch:

Members can use debit and ATM cards without incurring a surcharge fee at more than 40,000 ATMs nationwide in the MoneyPass network. Find your nearest MoneyPass ATM below.


2025 Holiday Schedule

DateHoliday
January 1New Year's Day
January 20Dr. Martin Luther King, Jr. Day
February 17Presidents’ Day
May 26Memorial Day
June 19Juneteenth National Independence Day
July 4Independence Day
September 1Labor Day
October 13Columbus Day / Indigenous Peoples' Day
November 11Veterans Day
November 27Thanksgiving Day
December 25Christmas Day

Mailing Address & Fax Line

Our mailing address is:
P.O. Box 618
Kenilworth, NJ 07033

Our fax line is:
908.259.3067

Supervisory Committee

Our Supervisory Committee can be reached at:
P.O. Box 111
Kenilworth, NJ 07033

Community Banking At Its Best

The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally. 

 


Not Yet a Member?

Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.

Who is Eligible for Membership?

Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.

Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.

Not sure if you are eligible? Call us at 908.245.1750.

Join Now to become a member of Atlantic FCU