Smart Checking
A convenient option for banking anywhere and everywhere
With Smart Checking, you can earn up to $500 per year in Cash Back on debit card purchases, redeemable in uChoose Rewards through Online Banking or the Mobile App. Plus, you'll get access to the many convenient eServices at The Atlantic as well as surcharge-free access to more than 40,000 ATMs nationwide through the MoneyPass® network.
Have children in your life? All checking accounts at The Atlantic also come with complimentary access to Greenlight, the debit card and money app for kids and teens.
Simply maintain a minimum balance of $100 or receive a direct deposit of at least $500 into the account during the statement cycle to waive the $5 monthly maintenance fee. There is a $100 minimum deposit required to open a Smart Checking account.
Make the smart choice for your wallet with Smart Checking.
Direct Deposit & Payroll Deduction
Once you’ve established your Smart Checking Account, it’s easy to set up Direct Deposit and Payroll Deduction. Social Security, payroll, pension, stock dividends and expense reimbursements are all eligible for direct deposit.
For your convenience, download the Direct Deposit Authorization Form and submit it to your Human Resources department.
Questions?
Visit a branch or call us at 908.245.1750.
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
Not Yet a Member?
Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
