Level Up Your Checking
When you open a checking account at The Atlantic, you unlock access to a full range of Digital Solutions like Online Banking and Bill Pay, Mobile Banking, as well as access to send and receive money with Zelle®.*
In addition, you gain access to over 40,000 ATMs nationwide through the MoneyPass® network. You’ll also earn Cash Back on debit card purchases, redeemable in uChoose Rewards through Online Banking or the Mobile App.
With your checking account at The Atlantic, you also get complimentary subscription to Greenlight, the debit card and money app for kids and teens.
*Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Checking Account Comparison
Smart Checking or Ultra Checking, which is right for you?
Ultra Checking
- Competitive dividend rate
(also known as interest rate) - Up to $500 per year in Cash Back on debit card purchases
- Up to $20 per month in refunds for surcharge fees at ATMs outside of The Atlantic's network
- Minimum balance of $1,000 or a direct deposit of $750+ to waive a $15 monthly account fee
- $1,000 to open
Smart Checking
- Convenient option offering access to many perks
- Up to $500 per year in Cash Back on debit card purchases
- Minimum balance of $100 or a direct deposit of $500+ to waive a $5 monthly account fee
- $100 to open
