How to Join
To become a Member, apply now to unlock the benefits of Membership.
Say Goodbye to Big Banks and Go Community
At The Atlantic Federal Credit Union, we offer all the banking solutions that a bank offers — plus, we offer personalized service with a community-focused feel. We've been serving our Members for more than 90 years.
Since we are a not-for-profit credit union, we have lower rates on loans and offer higher rates on savings, with less fees. You may also easily conduct your banking Online or via Mobile Banking when on-the-go, for just about everything — including opening accounts and applying for loans. We also offer a full suite of Business Banking services in addition to Commercial Lending.
We take pride in providing exceptional service to our Members — because we put people before profit.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
Questions?
Visit a branch or call us at 908.245.1750.
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
