Commercial Lending
Community Customized Lending
Our local decision makers are ready to help with your commercial real estate and term/equipment loan needs.
Backed by deep industry expertise, The Atlantic leverages cutting-edge technology to deliver exceptional loan processing and business solutions—often with greater speed and agility than traditional banks.
We offer customized lending that fits your business needs. Commercial Real Estate Mortgages ranging from $500,000 to $4,000,000 are all underwritten by our experienced staff, customized for each borrower and property. In addition, there are no prepayment penalties of any kind.
Specializing in these asset classes:
- Multifamily
- Retail
- Mixed-Use
- Office
- Industrial
- Warehouse
At The Atlantic, we believe supporting the growth and success of fellow Essex and Union county businesses is part of what helps make our communities stronger.
Fill out an application to get started and speak with a Business Loan Specialist at 908.245.1750 ext. 7531 or email BusinessAccounts@atlfedcu.com to get answers to any questions.
In addition to these customized commercial lending options, we offer Express Business Loans for your borrowing needs meeting certain criteria.
We make it easy to submit your application online for quick document transferring, decisioning and funding through our Express Business Loan portal. Types of Express Business Loans offered include:
- Lines of Credit up to $50,000
- Business Vehicle Loans up to $150,000
- Term Loans up to $150,000
- Residential Commercial Real Estate Mortgages (1 to 4 family) up to $399,999
Learn about our Express Business Loan options here. If you have questions, speak with a Business Loan Specialist by calling 908.245.1750 ext. 7531 or emailing BusinessAccounts@atlfedcu.com.
Make sure you earn rewards on business purchases with our Business Rewards Card.
Our Business Rewards Card unlocks the purchasing power Visa® and allows you to focus on what’s truly important to a business owner—running a successful business.
- Unlimited 2% cash back on all purchases
- No annual fee
- No foreign transaction fees
Questions?
Visit a branch or call us at 908.245.1750.
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
