Our History
About The Atlantic
The Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs—an especially formidable task in that depression era.
Over the years, we've grown from a one-company credit union to serving the whole of the Essex and Union county communities in New Jersey. We’ve also expanded our Business Banking offerings and Commercial Lending options.
Additionally, The Atlantic is proud to support the charitable and community organizations serving Essex and Union counties. Exclusively for our nonprofit 501(c)(3) and 501(c)(6) Members, we offer Advocate Checking with an attractive rate on the entire balance in the account and no minimum balance requirement.
We are diligent about keeping current with technology-driven advances to meet the banking needs of our Members, by providing 24/7 account access through our Online and Mobile Banking services. In addition, our virtual assistant Thea is always available on our website and phone system to help answer frequently asked questions and provide quick access to telephone banking.
The cooperative spirit among our founders that marked our early beginnings also continues today. We take pride in providing outstanding financial services to our Members at the lowest possible cost.
We invite you to review our highly competitive deposit rates and join our financial family to take advantage of the many benefits of membership with The Atlantic Federal Credit Union.
Questions?
Visit a branch or call us at 908.245.1750.
Community Banking At Its Best
The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally.
Not Yet a Member?
Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.
Who is Eligible for Membership?
Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.
Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.
Not sure if you are eligible? Call us at 908.245.1750.
