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Greenlight, the debit card and money app for kids and teens

Get Greenlight on us.

With the Greenlight debit card and app, kids earn money through chores, set savings goals and learn to spend wisely. Parents and guardians can set flexible controls and get real-time notifications every time their kids spend money.

With a Membership at The Atlantic Federal Credit Union, families can earn, save, and spend wisely with Greenlight—for free*.

As a Member of The Atlantic, here’s everything you get with a free Greenlight subscription.

  • Debit card and money app: Send money instantly and set flexible controls.
  • Chores and allowance: Assign chores and automate allowance to streamline household tasks.
  • Savings goals: Set savings goals for what they really want—and reach them together.
  • Financial literacy game: Kids can play Greenlight Level Up™, the game that makes money concepts easy to understand and fun to learn.

Already a Member at The Atlantic?

Get Greenlight now to easily set up your profile using information from your checking account at The Atlantic. Then, download the Greenlight app to get started.

Need to Become a Member First?

Become a member to establish membership. Then, return to claim your Greenlight subscription by using your account information with The Atlantic.


Not Yet a Member? Here's Why You Should Join The Atlantic

The Atlantic Federal Credit Union offers great rates on checking and savings accounts, as well as competitive rates on auto loans, residential mortgages, home equity loans, personal loans, commercial loans and more. As a not-for-profit financial institution, we are able to offer many of the same services as a bank, often at a much lower cost to you. Plus, we offer the latest financial technology across your devices backed by personal service available at our branch locations in Essex and Union counties.


How does Greenlight work?

Complete your registration
in just a few minutes.

Join through us and your subscription fee is covered*

Download the Greenlight app
for you and your kids.

Get started with chores, allowance, and savings

Your cards will arrive
in 7-10 business days.

Then, just open your Greenlight app, and activate your card

Greenlight Features

Account Setup:

Members of The Atlantic who register for Greenlight add their account information from The Atlantic as a funding source will receive Greenlight at no cost. Parents can add up to five kids, each with their own individual debit card.

Parents Can:

Send money to your child’s card instantly and set parental controls on spending categories or turn a child’s card on/off in one tap. Receive real-time notifications whenever a child makes a purchase and assign chores and jobs to teach kids the value of hard work. You can also make charitable donations!

Kids Can:

Swipe their card wherever Mastercard is accepted (including most countries!). They can also set and achieve Savings Goals, “Level Up” their money knowledge with Greenlight’s financial literacy game, plus receive payments from friends and family with Pay Link.

Have more questions about Greenlight?

Can existing Greenlight customers be added to the program?

Yes! Once existing Greenlight customers add their Atlantic FCU account as a funding source they can reach out to Greenlight customer service and request to be added to The Atlantic's partnership program.

Can I send money to my child's Greenlight card from The Atlantic's app or website?

No, Greenlight is its own individual app, but within the Greenlight app you can send money to your child’s card, turn their card on/off, set up spending controls, allowance, chores and more.

Is there a minimum age to have a Greenlight card?

We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary must be at least 18 years old and a U.S. resident.

Is this a debit or credit card?

Greenlight is a debit card for kids, not a credit card. Parents load money onto the card from their own funding source connected through their Greenlight app. And because it’s a debit card, kids can’t spend what isn’t there. That’s a pretty valuable life lesson.

Is there an app for kids?

Kids and parents will both use the same Greenlight app you see in the app store, but have two different experiences and individual login credentials. Parents can set up their child’s login under the child’s profile settings.

Is Greenlight safe?

Greenlight debit cards are FDIC-insured up to $250,000 and come with Mastercard’s Zero Liability Protection. The app lets parents block “unsafe” spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.

Can the Greenlight card be used internationally?

Yes, the Greenlight card can be used internationally in most countries, and there are no international fees or any foreign transaction fees! For a complete list of countries the card cannot be used, click here.

How long does it take for my debit card to arrive?

After completing registration or requesting a replacement card, your debit card will arrive within 7-10 business days. If you would like to expedite shipping for your card to arrive within 2-3 business days, you can call Greenlight's customer service team at 888.483.2645 within 12 hours of signing up. You can request to have your shipping expedited for a one-time fee of $24.99.

How do I verify my funding source?

Checking Account

If you are prompted to verify your Checking Account when manually adding your funding source, you will receive 2 small deposits of $1.00 or less in your account within 1-2 business days. To verify your Checking Account as a funding source, you will need to input the 2 micro deposit amounts into your Greenlight app when prompted to verify.

If you do not see these deposits within 3 business days, please contact The Atlantic Federal Credit Union directly at 908.245.1750 to look at the status of your account. Once you complete verification, the 2 micro deposits will be removed from your bank account to offset the deposit amounts.

Debit Card

Once you add your Debit Card as a funding source and make your initial funding deposit, you should see 2 transactions on your Debit Card that add up to the initial deposit amount. You will need to confirm these transactions within 3 business days in the Greenlight app to verify your Debit Card.

If you do not see these deposits within 3 business days, please contact The Atlantic Federal Credit Union directly to look at the status of your account. Once you complete verification, the 2 micro deposits will be removed from your account to offset the deposit amounts.

How do I activate my child's Greenlight card?

When your child’s card arrives, follow these simple steps to activate it right away:

  1. Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
  2. Tap on the notification and input the card’s expiration date in the app to activate it.
  3. Next, visit your child’s dashboard by clicking their square at the top of your Parent Dashboard.
  4. Select “Manage Card” then “Set debit card PIN.” After the PIN is set, your physical card is activated and ready to use!

How can I check my child's spending history?

We have made it super easy to check your child’s spending history.

  1. Navigate to your child’s dashboard.
  2. Click on the Spending tile.
  3. At the top right, click on “History.”

You then have the ability to filter the view to see spending history for the last 30 days, 90 days, or 12 months, as well as grouping transactions by stores.

Don't see what you're looking for?

Greenlight's Help Center is available, too!

* The Atlantic Federal Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their The Atlantic Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, Members will be responsible for associated monthly fees. See terms for details. Offer ends 07/03/2026. Offer subject to change and partner participation.

The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.


Questions?

Visit a branch or call us at 908.245.1750.

Community Banking At Its Best

The Atlantic Federal Credit Union offers many of the same services as a bank, often with better rates and lower costs. As a not-for-profit financial cooperative, our only priority is meeting the needs of our Members. We pride ourselves on delivering personalized service backed by the latest in digital banking technology so you can bank whenever and wherever is most convenient for you. Plus, we exclusively serve Essex and Union counties in New Jersey, which means your hard-earned deposits are kept secure locally and loans are serviced locally. 

 


Not Yet a Member?

Apply today to unlock all of the Membership benefits at The Atlantic, including great rates, low fees, access to the latest in online and mobile banking technology, and much more.

Who is Eligible for Membership?

Membership is available to anyone who lives, works, worships, attends school or regularly does business in Union or Essex counties in New Jersey. Businesses and legal entities in Essex or Union counties are also eligible.

Immediate family members of existing members, including your spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings and adopted children, are also eligible for Membership. Non-related individuals living in the same household can also qualify.

Not sure if you are eligible? Call us at 908.245.1750.

Join Now to become a member of Atlantic FCU