In today's digital landscape, sophisticated scams are on the rise. Here are some precautions you can take to safeguard yourself and your information courtesy of our trusted partner GreenPath Financial Wellness.
#1 Educate yourself on common scams (and who they typically target). Awareness is the first step in fraud prevention.
Here are some frequently-reported scams to watch out for:
• Phishing: emails and texts that trick you into clicking on a link or opening an attachment (for example, a request to update your current billing information).
access to your account(s).
• Prize/lottery scams: you're informed that you've won a prize or large sum of money and must submit a processing fee.
#2 Consider signing up with the National Do Not Call Registry to minimize telemarketing contact. It's free!
#3 Protect your devices with anti-virus and spyware software. Routinely download any system updates (patches) to ensure your protection is up to date.
#4 Create strong, unique passwords for your online accounts. Too many passwords to remember? Most smartphones and browsers provide the option to store passwords behind a central login, or you can download a trusted password manager app.
#5 Avoid emails or texts that request details such as your credit card number, account number, social security number or password. Many scammers pose as financial employees, government officials or law enforcement. If you wish to verify their identity, visit their company website directly or confirm contact details listed on statements or official correspondence.
As a reminder, beware of phony calls from scammers looking to get your personal information.
Stay vigilant against an attack known as "Phone Spoofing" where scammers utilize technology to call you from what appears to be the phone number of a credible organization you conduct business with. The caller attempts to trick you into believing that they are an authorized representative of the organization they are impersonating.
For instance, if you get a call from someone claiming to be a representative of The Atlantic Federal Credit Union, who is asking you to divulge personal information such as account information, debit or credit card information, or online banking credentials, know that The Atlantic would never call you to request this information.
Should you receive a call like this and have concerns about its legitimacy, hang up and call back using a publicly listed phone number for the organization in question.
